Hire insurance

[Ajaysdisco]

Hopefully this thread is in the right place, otherwise please move it.

I have been thinking offering a small PA system for hire and I was wondering what insurance would be required?
Would my PLI cover this?

Many thanks

[Tom]

I think if your PLI says it covers hire work then I think it would be ok, but im not 100%

I have just got new PLI and it says it covers hire work but need to check just to make sure.

[Paul James Promotions]

In addition to this, make sure you have insurance against theft of equipment. Ask the client to sign a delivery note before leaving, as your insurance company probably won't pay out if the venue is left unlocked / unattended.

J

[TonyB]

It depends on the policy wording. Some do and some don't. If you are not sure then it would be best to contact the broker/insurer that issued the policy.

Make sure you get the reply in writing though.

[Solitaire Events Ltd]

It is fairly standard practise to include in your contract that the hirer has their own insurance.

[theoloyla]

The DJ Associates PLI definately covers dry hire.

[Tom]

The DJ Associates PLI definately covers dry hire.

Well that's me covered then. .

[Solitaire Events Ltd]

Well that's me covered then. .

I would check very carefully your policy about hiring gear etc. Don't rely on what someone said on a forum for this sort of thing.

There are different sorts of insurance when it comes to this sort of thing.

The client generally needs insurance when hiring in case of theft and damage. That is nothing to do with PLI.

[Ajaysdisco]

The client generally needs insurance when hiring in case of theft and damage.

Ok, thanks for the advice.
My PLI is due for renewal and included with that is my equipment insurance.
I will ask them if I am covered for hiring.

Would I be covered if I stated in the terms and conditions that the hirer is responsible for obtaining the relevant insurance?
E.g. what if a light fell on someone?!

[Solitaire Events Ltd]

Would I be covered if I stated in the terms and conditions that the hirer is responsible for obtaining the relevant insurance?

That is what a lot of hire companies do.