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Thread: Transportation Of Equipment

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    Default Transportation Of Equipment

    Anyone know the legal ins and outs of using a car (any type hatchback/estate etc) to transport any forms of equipment?

    Heard that if you use your car to transport kit to a disco - it is likely that you are not covered by insurance to do so - therefore driving without insurance!

    EH?!! whats the difference between carting yer gear from home to a gig and filling the car with rubbish yer wife wants shot of down and taking it down the dump?!


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    Quote Originally Posted by djwiggy50 View Post
    Anyone know the legal ins and outs of using a car (any type hatchback/estate etc) to transport any forms of equipment?

    Heard that if you use your car to transport kit to a disco - it is likely that you are not covered by insurance to do so - therefore driving without insurance!

    EH?!! whats the difference between carting yer gear from home to a gig and filling the car with rubbish yer wife wants shot of down and taking it down the dump?!

    So long as you inform your insurance it is for business use - and specify DJ use - you are ok.

    Make sure you sit down though when you do inform them as the extra costs can often be quite a shock
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    are you not just 'commuting to work' for insurance purposes?
    www.retrodisco.co.uk Mobile Disco and 80s Night Specialists, Devon

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    Senior Member katman's Avatar
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    Quote Originally Posted by Retrodisco View Post
    are you not just 'commuting to work' for insurance purposes?
    Normal insurance policies usually have a commuting clause stating "to one fixed place of work"

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    I cant see how they can justify there being such a difference.

    Obviously there is the added issue of excess weight in the back, but its like I said, how is carting kit any different to filling the car with something else of perhaps a similar weight - Rubbish/luggage/furniture?

    Surely there is a ''get of jail free card'' somewhere?

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    Quote Originally Posted by djwiggy50 View Post
    I cant see how they can justify there being such a difference.

    Obviously there is the added issue of excess weight in the back, but its like I said, how is carting kit any different to filling the car with something else of perhaps a similar weight - Rubbish/luggage/furniture?

    Surely there is a ''get of jail free card'' somewhere?
    It has nothing to do with what you carry - you are using your car for business use. Commuting to and from work is completely different.
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    Maybe i could class the trip as being my social commute ?

    I'm going to party and I'm bringing the entertainment therefore im being a social chap

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    Quote Originally Posted by djwiggy50 View Post
    Anyone know the legal ins and outs of using a car (any type hatchback/estate etc) to transport any forms of equipment?
    Quote Originally Posted by Retrodisco View Post
    are you not just 'commuting to work' for insurance purposes?
    Quote Originally Posted by djwiggy50 View Post
    Surely there is a ''get of jail free card'' somewhere?
    Please tell me I didn't just read this lot on MDD of all places

    Are you lot REALLY that naive?

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    If you are moving kit you are not commuting you are transporting the chatels of your employ. Commuting to a place of work is also to a fixed location.
    For example if you were a resident DJ and took your hard drive in the car to the same venue every event which had an install kit, that is commuting, no need for business insurance. If you were dragging kit, you need business insurance.

    If you want to keep it down you are an entertainer. Just make sure you can justify that status by doing more than just mobile disco's

    Having the correct insurance is essential!
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    Quote Originally Posted by Vectis View Post
    Please tell me I didn't just read this lot on MDD of all places

    Are you lot REALLY that naive?
    But surely one of the purposes of the forum is to ask questions to be answered - if we didnt ask questions however dumb, naive or stupid - there wouldnt be anything to make you want to bash your head against the keyboard?

    Besides its only something I've considered doing to reduce costs of running another vehicle - thought I'd check out the legalities from the people who've been there and done that

    I suppose what I should have asked was whether there was a specific insurance that covers the use of equipment transportation in a car.

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