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Thread: Amount of Public Liability

  1. #1
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    Default Amount of Public Liability

    Just a quick one...

    DJ Guard offer £2m PLI as standard with their equipment insurance, with £5m as an optional extra.

    Most of the PLI offered by the various DJ organisations seem to offer £10m.

    Has anyone ever been required to have a minimum amount of PLI for a venue, or is £2m acceptable?

    I know the easy answer is get the PLI for £10m from one of the DJ organisation, but I want to avoid having 2 PLI, as it can get confusing if you need to claim.

  2. #2
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    I had the Dj Guard PLI and then towards the end of the 1st year I had a venue who insisted on £5m. I then saw that MDJN were doing £10m for £29.99 and went with them.

  3. #3
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    DJ Guard equipment insurance eh? Notorious for never paying anything to anyone, the clauses and loopholes take out 95% of DJ risk scenarios.

    As already said MDJN for PLI
    www.retrodisco.co.uk Mobile Disco and 80s Night Specialists, Devon

  4. #4
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    Quote Originally Posted by Retrodisco View Post
    DJ Guard equipment insurance eh? Notorious for never paying anything to anyone, the clauses and loopholes take out 95% of DJ risk scenarios.
    Interesting - I had noted that the restrictions were quite tight - in essence it seems to only cover the equipment when stored.

    But looking around elsewhere, it seems the restrictions apply to all insurers - unless anyone can advise otherwise?

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