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Thread: Amount of Public Liability

  1. #1

    Join Date
    Feb 2015
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    Reading, Berkshire
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    37
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    Default Amount of Public Liability

    Just a quick one...

    DJ Guard offer 2m PLI as standard with their equipment insurance, with 5m as an optional extra.

    Most of the PLI offered by the various DJ organisations seem to offer 10m.

    Has anyone ever been required to have a minimum amount of PLI for a venue, or is 2m acceptable?

    I know the easy answer is get the PLI for 10m from one of the DJ organisation, but I want to avoid having 2 PLI, as it can get confusing if you need to claim.

  2. #2

    Join Date
    Feb 2010
    Location
    norwich
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    I had the Dj Guard PLI and then towards the end of the 1st year I had a venue who insisted on 5m. I then saw that MDJN were doing 10m for 29.99 and went with them.

  3. #3

    Join Date
    Jan 2012
    Location
    Exeter, Devon
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    DJ Guard equipment insurance eh? Notorious for never paying anything to anyone, the clauses and loopholes take out 95% of DJ risk scenarios.

    As already said MDJN for PLI
    www.retrodisco.co.uk Mobile Disco and 80s Night Specialists, Devon

  4. #4

    Join Date
    Feb 2015
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    Reading, Berkshire
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    Quote Originally Posted by Retrodisco View Post
    DJ Guard equipment insurance eh? Notorious for never paying anything to anyone, the clauses and loopholes take out 95% of DJ risk scenarios.
    Interesting - I had noted that the restrictions were quite tight - in essence it seems to only cover the equipment when stored.

    But looking around elsewhere, it seems the restrictions apply to all insurers - unless anyone can advise otherwise?

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