But I don't take card payments. Can she simply " BACS" it to me from her credit card? Is there any other way of doing it? Or is the only workable option Paypal, and I stand the commission?
But I don't take card payments. Can she simply " BACS" it to me from her credit card? Is there any other way of doing it? Or is the only workable option Paypal, and I stand the commission?
I have used this in the past and got something else, which was better, but never used it and can't even remember its name?
https://selz.com
i think I would be tempted to use Paypal and charge them the commission fee (2-3% should cover it). You will find that they can suddenly come round and pay cash, send a cheque, go to a bank and do it, or spend about 30 seconds working out how to use online banking (which is the easiest thing I have ever come across).
If they actually have a PayPal account, then they can also send you money as a gift, but not sure on the legal implications (for a one off I don't see it as a massive issue). I have just done this for a set of microphones on Facebook, lets hope he send them LOL.
https://www.paypal.com/uk/webapps/mpp/paypal-fees
Last edited by yourdj; 26-09-2017 at 09:35 PM.
Your DJ - Mobile DJ The New Forest, Southampton & Hampshire. Toby
https://yourdj.co.uk/
I use this in the Taxi
https://www.paypal.com/uk/webapps/mp...it-card-reader
Works well , but you would need to pass on the transaction fee to the client
darylldj.co.uk , serving hampshire , Surrey and sussex
Square, Stripe, Sum Up will all do this nicely.
www.retrodisco.co.uk Mobile Disco and 80s Night Specialists, Devon
They don't need a PayPal account to send you a payment from a credit/debit card, but if its a business A/C you or I think they have, they can't do a family and friends commission free payment. A £70 transaction recently cost me just over £2.50 so it's not a real deterrent to taking a payment this way.
Inside every old person, is a young person wondering 'What The Hell Happened'. Tempus Fugit
Disco 4 Hire
Personally I use PayPal. Yes, it's a hell of a hit to take as far as their fees go, but it's cheaper and less hassle than merchant accounts and the associated fees with those. Plus with PayPal, they don't HAVE to have a PayPal account (they can just be used as a transaction gateway).
As already mentioned, the cheapest (but slightly illegal) way is for them to just send a payment "as a friend or relation" to your email address (you'd need your own PayPal account of course for this to happen).
I don't do enough business on cards to warrant the cost or the time of setting up merchant accounts (99% of mine is done via BACS).
By the way, the passing on of the transaction fees will become illegal next year I'm afraid.
There’s a lot of discussion about suppliers asking for Friends and Family payments on the various FB wedding forums after people have been caught out by unscrupulous con artists with no avenue to reclaim anything from paypal that I really wouldn’t suggest it, for some it’s a massive danger signal and could lose you the booking (I certainly wouldn’t book any business who wanted me to pay like that). And if they’re not your friend or family then you shouldn’t consider it anyway.
Your DJ - Mobile DJ The New Forest, Southampton & Hampshire. Toby
https://yourdj.co.uk/
Stripe is easy to setup, no monthly fees and low transaction fees (1.4% + 20p).
Example with amount in URL: https://www.excaliburmobiledisco.co.uk/pay/200
Example with customer entered amount: https://www.excaliburmobiledisco.co.uk/pay/
Both of the above add the surcharge automatically, but that can be disabled. Hope you don't mind me uploading the demo to your site! It'd need a better quality logo IMHO...
All it needs is an account at Stripe, and a payment page on your site. They do insist on the page being hosted on a secure connection (SSL), which would be free if you wanted to use a LetsEncrypt cert (the examples above use this), but a paid cert is (IMHO) better when taking payments.
Payment is normally in your bank account in 7 days.
Your DJ - Mobile DJ The New Forest, Southampton & Hampshire. Toby
https://yourdj.co.uk/