Our website is made possible by displaying online advertisements to our visitors.
Please consider supporting us by disabling your ad blocker.
Page 2 of 5 FirstFirst 1234 ... LastLast
Results 11 to 20 of 43

Thread: Customer wants to pay by credit card.

  1. #11
    Dinosaur Excalibur's Avatar
    Join Date
    Jul 2006
    Location
    East Yorkshire
    Age
    68
    Posts
    26,833

    Default

    For a one off, Paypal looks favourite, and take the hit. I've beeb looking to see if you can send money to a bank account from a credit card, but it's baffling. Even if they could, I think it gets treated as a cash withdrawal, so incurs higher fees.
    Excalibur. Older than the average DJ.

    www.excaliburmobiledisco.co.uk

  2. #12
    Web Guru Marc J's Avatar
    Join Date
    Feb 2007
    Location
    Edinburgh
    Posts
    3,340

    Default

    Quote Originally Posted by yourdj View Post
    I think it was something like this I looked at and signed up for.
    I wanted something that would integrate with WP properly.
    There are a few Stripe plugins for Wordpress. e.g. WP Simple Pay

    Quote Originally Posted by Excalibur View Post
    I've beeb looking to see if you can send money to a bank account from a credit card, but it's baffling. Even if they could, I think it gets treated as a cash withdrawal, so incurs higher fees.
    But if you take a credit card payment (see post #9), it's a purchase on their card (not cash), and it's in your bank in 7 days.

  3. #13

    Join Date
    May 2011
    Location
    Chester-le-Street
    Posts
    4,292

    Default

    I have started using PayPal for all my payments now, but would never suggest the 'friends and family' bit.

    Yeah, the fees are high, but for me it is the ease of use, incorporating with DJI means people can pay anytime, and it makes accounting a lot easier. My accountant also reccomended PayPal because he says the assistance you get is far superior to most merchant accounts etc, plus everyone has heard of PayPal so I think it is trusted more than other unknown names out there.
    Semi-Retired Multi Award Winning DJ

    www.ultimateweddingdj.co.uk

  4. #14

    Join Date
    Feb 2015
    Location
    Reading, Berkshire
    Age
    40
    Posts
    1,439

    Default

    Quote Originally Posted by Excalibur View Post
    For a one off, Paypal looks favourite, and take the hit. I've beeb looking to see if you can send money to a bank account from a credit card, but it's baffling. Even if they could, I think it gets treated as a cash withdrawal, so incurs higher fees.
    Any form of card (debit or credit card) requires "processing", and that's where the fees come in.
    Don't forget, that credit card companies take on extra liability, so charges are higher.

    Yes, there's a small fee associated with credit/debit card transactions, but remember, a credit card payment means someone can pay you who doesn't have the funds available in their bank account. I'd much rather offer this and enable them to book me (and me take a small hit on fees) then them not be able to book me and go with someone who does offer credit card payments.

    Don't forget we're only a matter of months away from "credit card fees" being charged to consumers being banned, and the publicity for this will increase, so best to not do that any more.

    And for PayPal, it's against their terms of service to charge the end client the fees PayPal charge you.

  5. #15

    Join Date
    Oct 2012
    Location
    Carlisle, England
    Posts
    382

    Default

    Just be careful if you use paypal of a chargeback.
    If they decide they didnt like something they could get paypal to retrieve their payment.

    I had trouble with some equipment I bought via paypal and I got my money back in a few days.

  6. #16

    Join Date
    Nov 2008
    Location
    Midlands
    Age
    74
    Posts
    1,532

    Default

    Quote Originally Posted by ckpr2 View Post
    Just be careful if you use paypal of a chargeback.
    If they decide they didnt like something they could get paypal to retrieve their payment.
    That can happen with any credit card payment
    Inside every old person, is a young person wondering 'What The Hell Happened'. Tempus Fugit

    Disco 4 Hire

  7. #17

    Join Date
    May 2011
    Location
    Chester-le-Street
    Posts
    4,292

    Default

    Quote Originally Posted by Pe7e View Post
    That can happen with any credit card payment
    Yeah, and PayPal resolution methods (apparently) are better than other merchant accounts, especially for businesses.
    Semi-Retired Multi Award Winning DJ

    www.ultimateweddingdj.co.uk

  8. #18
    Dinosaur Excalibur's Avatar
    Join Date
    Jul 2006
    Location
    East Yorkshire
    Age
    68
    Posts
    26,833

    Default

    Quote Originally Posted by Marc J View Post

    But if you take a credit card payment (see post #9), it's a purchase on their card (not cash), and it's in your bank in 7 days.
    Oops. I did a Toby. ( Didn't read everything. ) Thanks Marc, looks like I need to sign up to Stripe. I'll go and have a look.
    Excalibur. Older than the average DJ.

    www.excaliburmobiledisco.co.uk

  9. #19
    Web Guru Marc J's Avatar
    Join Date
    Feb 2007
    Location
    Edinburgh
    Posts
    3,340

    Default

    Quote Originally Posted by Excalibur View Post
    Oops. I did a Toby. ( Didn't read everything. ) Thanks Marc, looks like I need to sign up to Stripe. I'll go and have a look.
    I thought as much! You have mail

  10. #20
    ukpartydj's Avatar
    Join Date
    Mar 2012
    Location
    Bournemouth
    Age
    34
    Posts
    1,596

    Default

    I'm not sure I understand the point of removing the ability to charge the customer more for something that costs more. Maybe as it's an EU thing when brexit is sorted that rule will be no longer.

    PayPal has a rule that says you cannot charge the customer fees already, which I've always thought is very odd.

    Maybe I'll start charging a booking administration fee which is discounted when you pay BT.

    Dorset DJ - Dorset based DJ service
    11:11 EVENTS LTD - 11:11 EVENTS LTD

Posting Permissions

  • You may not post new threads
  • You may not post replies
  • You may not post attachments
  • You may not edit your posts
  •