DJ Finance Direct

[notroubleclubber]

Ive just done a search on google and its one of the first sites that come up.

Anyone used them as its 0% for 12 months.

[RabbittsKaraoke]

I could get in some serious trouble if I spent too long on that site :devil:

[SC Events]

If they had the RCF's I wanted, i'd now be owing them money :D :D

I am tempted by the Martin MAC250's though as i've been after a pair of those for ages!

[notroubleclubber]

Has anyone had any issue using them?

[Pe7e]

It's not really 'interest free', take for example a Martin Wizard extreme, their price is £1149 but if you shop around a bit you can buy them for £869 ie £280 less, equivalent to a 20% + interest rate, There's no such thing as a free lunch in this world.

[Danno13]

Tescos credit card are doing 12 months interest free - get one and then find the cheapest online supplier - simples!

[Sapphire Disco]

It's not really 'interest free', take for example a Martin Wizard extreme, their price is £1149 but if you shop around a bit you can buy them for £869 ie £280 less, equivalent to a 20% + interest rate, There's no such thing as a free lunch in this world.

Well said and spot on, it could be a useful thing occasionally for some people if you check out the prices I see they have a Denon DNX-500 for £399 which is reasonably competitive.
But be warned for some people it could be a dangerous thing to get into, be warned don't pile up a mountain of debt you can't pay back.

[JTRS]

I've just had a quick look at their website and compared their prices to what I paid elsewhere on a few recent purchases.

On every item I can see a mark up of about 10%, so whilst using them might get you a period of interest free loan the initial mark up negates that, as someone suggested earlier you would be better to get a credit card with 12 months interest free credit on new purchases and then shop around for the best price.

It's still worth a look though, just in case what you are after is competitively priced.

JTRS

[notroubleclubber]

I know about the prices and the mark up but i was just wondering if anyone has actually used them? Obiviously dont wanna sign up to something that is a con!

[Dynamic Entertainment]

I know about the prices and the mark up but i was just wondering if anyone has actually used them? Obiviously dont wanna sign up to something that is a con!

But surely if you know about the prices and the markup then the whole thing is a bit of a con (ish)... :confused:

[notroubleclubber]

Not if i dont want to get a credit card?

[Dynamic Entertainment]

Not if i dont want to get a credit card?

I fail to see why you would prefer paying over the odds for a product just because the company is offering finance. If, say, you wanted a set of speakers that were £1200 from DJkit, and £1400 from DJ Finance Diect it woukld make more sense getting the credit card and paying back £100, per month, as opposed to £116.67. In addition to that, with a credit card, if you find that your in a tight spot one month, you could just make the minimum payment, and catch up the next month. You wouldnt be able to do that with DJ Finance Direct.

If your worried about having the Credit Card burn a hole in your pocket (temptation and all that ;) ), make your purchase...then destroy the card.