My Residency requires 10 million PLI

[yourdj]

My local residency requires 10 million PLI :eek:

I have phoned DJ guard and they only go to 5 million!
They said sorry mate you have to buy another policy from someone else :eek:

do you think this is a bit high considering the hotel is only probably worth a few Million in total :confused:
I cant see i am going to burn the whole lot down in one go.
What damage would you have to do to someone to cause that much in medical bills?
You would have seriously hurt every persons in the room would you not.

http://www.clipartguide.com/_named_clipart_images/0511-0902-0200-0031__Black_and_White_Cartoon_of_an_Accident_Victi m_clipart_image.jpg

Its not as if they use massive riggs etc. it is only a small self contained DJ or possibly a band.
Seems a big high to me. Can i change this do you think or just buy 10 mill to keep them happy :confused:

Whats annoying as every dj i use there needs it and they are getting a bit annoyed.
Can i get one cover for a multi op (3 dj's a night)

can anyone suggest a good place to purchase this.

Thanks in advance :)

[Charlie Brown]

Musicians union.

[Solitaire Events Ltd]

Just join NADJ - £10m PLI is included.

Easy.

[yourdj]

Just join NADJ - £10m PLI is included.

Easy.

great will do that. was just looking at equity but by the looks of it I will need to attend stage school to get membership in to that :p

what about multi op - anything out there?

[Excalibur]

As advised on here earlier

ampdj. £49, 10 million PLI. I joined last week, when my DJGuard expired.

[yourdj]

As advised on here earlier

ampdj. £49, 10 million PLI. I joined last week, when my DJGuard expired.

Thanks NADJ seems a good one for one person Will look at that one too :)

What about a policy that covers up to two DJ's a night :confused:
Sometimes three (multiple functions).

Im hardly ever there as i have other gigs to play at and other DJ's take my place. I got a quote on money supermarket for £260 :eek:

[Excalibur]

Thanks NADJ seems a good one for one person Will look at that one too :)

What about a policy that covers up to two DJ's a night :confused:
Sometimes three (multiple functions).

Im hardly ever there as i have other gigs to play at and other DJ's take my place. I got a quote on money supermarket for £260 :eek:

Numpty question time, don't the other DJ's have their own PLI? :confused: :confused:

[yourdj]

Numpty question time, don't the other DJ's have their own PLI? :confused: :confused:

Both of the two main ones are with DJ guard and do not want to buy a separate 10 mill one (£70).
- i would not pay that if i got a couple of gigs a month at a venue of thats all its for.

i also use different DJ's, especially during christmas so a bit of a problem as all of them have 2mill or 5mill.

i cant believe DJguard would not lt you go up to 10 mill. Seems stupid.

[ppentertainments]

As advised on here earlier

ampdj. £49, 10 million PLI. I joined last week, when my DJGuard expired.
Indeed is very good and you get the bonus of receiving enquiries.

Think it its the same / similar to the NADJ policy also.

[Excalibur]

Indeed is very good and you get the bonus of receiving enquiries.
Think it its the same / similar to the NADJ policy also.
Errrrrrr, don't you have to part with further wonga for that bonus? ;) :(

[DeckstarDeluxe]

NADJ all the way, with that your not just paying for the PLI either.

[ppentertainments]

Errrrrrr, don't you have to part with further wonga for that bonus? ;) :(
No, only if you want additional areas

[ppentertainments]

NADJ all the way, with that your not just paying for the PLI either.

Realistically though, apart from free webhosting what else do you now get with NADJ to make it worthwhile ??

[DeckstarDeluxe]

Realistically though, apart from free webhosting what else do you now get with NADJ to make it worthwhile ??

Quite a few networking events going on like the cotswold curry club and we have about 12-20 djs attending from all over the area so putting a face to a name is priceless because it gives you an idea if you want to put a few gigs they're way or do work for them. Just one job a year will cover the whole membership

[CRAZY K]

Thanks NADJ seems a good one for one person Will look at that one too :)

What about a policy that covers up to two DJ's a night :confused:
Sometimes three (multiple functions).

Im hardly ever there as i have other gigs to play at and other DJ's take my place. I got a quote on money supermarket for £260 :eek:

Some advice here--the reason the Hotel gets nervous about 10m is two fold--

Personal Injury /Death claims--could be huge

Also Consequential Loss--- shut the Hotel for a while how much do they lose :eek:

Could be huge again, they will be covered for this but under subrogation rights the Hotel Insurers would happily bankrupt you on the way to getting their money back.;)

Incidentally have you looked at the legal position between you and your errr
DJs?

Are they bona fide subcontractors, labour only subcontractors or employed under a contract of service, you need to clearly establish those situations before moving on to the question of 10m PLI--

or maybe you have in which case no problems;)

[OllieJames]

I'm with Musician's Union too and mine's £10 mil.

[rob1963]

ampdj. £49, 10 million PLI. I joined last week, when my DJGuard expired.

:agree:

I'll be joining in a couple of months when my current PLI expires.

[Solitaire Events Ltd]

Realistically though, apart from free webhosting what else do you now get with NADJ to make it worthwhile ??

http://www.nadj.org.uk/nadj-benefits.html

[DAVESOUNDS SERVICES]

MUST BE A FANCY PUB!!!
I used liabilityguard for 4 or 5 years
but have just changed to AMP DJ
for 10 million ....But no equipment cover!!


Cheers

DAVESOUNDS DISCO and PAT SERVICES

[ppentertainments]

Quite a few networking events going on like the cotswold curry club and we have about 12-20 djs attending from all over the area so putting a face to a name is priceless because it gives you an idea if you want to put a few gigs they're way or do work for them. Just one job a year will cover the whole membership


http://www.nadj.org.uk/nadj-benefits.html
Networking can be done even if your not a member. NADJ local events I have been too have had more non-members than members.

On the list of benefits how many are actually of any benefit though Darren ?? (even the PLI is probably not much use for you :) )

Don't get me wrong, I am a member of the NADJ and intend to remain a member. However is someone is looking for PLI, I would strongly reccomend AMP DJ instead. My Dad got his PLI through here and in 4 months gained nearly £1000 of bookings.

[rob1963]

if someone is looking for PLI, I would strongly reccomend AMP DJ instead.

Agreed, because apart from being cheaper (£49 instead of £75), you don't get other things thrown in...which are irrelevant if you only want the PLI.

[Steve the DJ]

Slightly off topic I know but I think Paul & Sandy (to their immense business credit it has to be said), have gone away after the DJA debacle, had a serious rethink, made a few tweaks and then quietly sneaked up behind NADJ, SEDA & DJ@ while they have been too busy arguing with each other, bent them over, done the business and are now probably moving away into the distance.

They have taken all the good bits from the other organisations, got the right price point (because let's face it most DJs are tight as hell), and have now even kicked off regional meetings after visiting SEDA et all to see how to get the format right.

And you have no idea how painful it is for me to admire their work... :lol:

Back on topic, I have no idea why anyone would want to have a policy of less than £10 Million, if you burn down a venue then you are going to be sued by all and sundry, the rebuild costs will be the least of your worries... :run:

[yourdj]

labour only subcontractors

Labour only at the moment. The Dj's are self employed but the buck stops with me which is why i do not like to get new faces if possible. :)


I'm with Musician's Union too and mine's £10 mil.

I looked at that and its £130 or something isnt it :confused:
Equity would be a better bet wouldn't it :confused:

They are both a good thing to say your a member of as you get good legal backup and you can put a nice flashy banner on your website


MUST BE A FANCY PUB!!!
just changed to AMP DJ
for 10 million ....But no equipment cover!!

I looked at the site and it looks a bit rubbish. I think i would rather pay a bit more for NADJ.


SEDA

Do they do the same thing. was it you saying the meetings are really good :)



there must be something that covers multi ops :confused: :confused:

[Excalibur]

Slightly off topic I know but I think Paul & Sandy (to their immense business credit it has to be said), have gone away after the DJA debacle, had a serious rethink, made a few tweaks and then quietly sneaked up behind NADJ, SEDA & DJ@ while they have been too busy arguing with each other, bent them over, done the business and are now probably moving away into the distance.

They have taken all the good bits from the other organisations, got the right price point (because let's face it most DJs are tight as hell), and have now even kicked off regional meetings after visiting SEDA et all to see how to get the format right.

And you have no idea how painful it is for me to admire their work... :lol:

Back on topic, I have no idea why anyone would want to have a policy of less than £10 Million, if you burn down a venue then you are going to be sued by all and sundry, the rebuild costs will be the least of your worries... :run:
Agreed with almost all of the above, except I don't know why he has/has had issues with Paul and Sandy, and I probably don't care.
As to PLI level, well I for one simply searched for a reputable company offering PLI at a sensible price. 1Million, or 100Million was immaterial.

[yourdj]

simply searched for a reputable company offering PLI at a sensible price. 1Million, or 100Million was immaterial.

but is there a company that specialises in dj/entertainment ideally that covers one person for two staff. I did get a quote but it was £250 :eek:

[Steve the DJ]

Do they do the same thing. was it you saying the meetings are really good :)


Probably Darren as he has been but no they don't offer PLI as part of membership.

£100 says they do before the end of the year though... ;)


Agreed with almost all of the above, except I don't know why he has/has had issues with Paul and Sandy, and I probably don't care.

Water under the bridge as far as I'm concerned, we disagreed on a number of things, I suffered from keyboard rage and the rest is history.

If I met them today I would say sorry and buy them a drink, life's to short.

[Solitaire Events Ltd]

there must be something that covers multi ops :confused: :confused:

There is, but if you are worried about paying out more than £100, then it's not worth my while to tell you.


but is there a company that specialises in dj/entertainment ideally that covers one person for two staff. I did get a quote but it was £250 :eek:

FFS Toby, if you are worried about paying that out, then stop pretending you are a multi op and a businessman.

[Excalibur]

Water under the bridge as far as I'm concerned, we disagreed on a number of things, I suffered from keyboard rage and the rest is history.

If I met them today I would say sorry and buy them a drink, life's to short.

Jolly glad to hear it. Here, have one on me. :beer1:

[yourdj]

There is, but if you are worried about paying out more than £100, then it's not worth my while to tell you

at least give me a web link so i can have a look at it. Im far from stupid and can make up my mind if its value for money :) . The one i looked at was nothing specialized like dj guard which is what i want.

Not wanting to get into a never ending sarcastic conflict with you i have one residency and two DJ's whom are out and about twice a week most weeks for me. I do not fancy any more and it would be nice to have them covered if the price is good at this specific venue.


I like to keep thing nice and ....


Easy.

[Solitaire Events Ltd]

at least give me a web link so i can have a look at it. Im far from stupid and can make up my mind if its value for money :)

If you won't consider £250 then you won't be considering who I use. They don't generally cover sole traders anyway. I pay nearly £1000 a year for all risks combined commercial insurance. This includes gear insurance, PLI, employers liability insurance including equipment hire.

Sorry if I was rather short in the last post, but £250 is not a lot to pay out for PLI for 3 DJs.

[yourdj]

Sorry if I was rather short in the last post, but £250 is not a lot to pay out for PLI for 3 DJs.

i Think i will pass on £1000 a year though :p

Im going to do NADJ I think and write a disclaimer in to each of the contracts They can then get thier own £10 mill. :)

[Shakermaker Promotions]

Toby - If your DJ's are refusing to get themselves the £10million PLI that they require to play at your residency, you could do one of 2 things.

1. Make sure YOU do the events at the residency

or (which is what I would do personally)

2. Get rid of them!!
If they can't be bothered to do it then that's lack of respect towards you, the person who is giving them the work in the first place or am I missing something here?

[yourdj]

Toby - If your DJ's are refusing to get themselves the £10million PLI that they require to play at your residency, you could do one of 2 things.

1. Make sure YOU do the events at the residency

or (which is what I would do personally)

2. Get rid of them!!
If they can't be bothered to do it then that's lack of respect towards you, the person who is giving them the work in the first place or am I missing something here?

One is OK the other "does not have enough bookings there to warrant it".

Your right i will. He told me he just got a residency for Christmas so not very useful to me. Nice bloke but business is business :)

Send your CV's to me now :D
Only one successful candidate will get through.

[Solitaire Events Ltd]

Send your CV's to me now :D


:D :muppet: :D

[Shakermaker Promotions]

I have 2 DJ's that work with me. Both have the relevant PLI that they need to cover most venues. I advised them both that £5Million would be fine (that's what I have). Should the day come when £10Million is the norm' then I will get it and I'm sure they would too because I'm giving them work.

[funksoulbrother]

Surely the answer to your predicament is;

Between you and your stand-in dj's, how much revenue do you each earn individually from this venue per year (I don't want to know figures)?

If £49 per year for £10 million coverage from AMPDJ or whoever is too much, then find alternative dj's who are willing to take on the job with the required coverage.

The added bonus from AMPDJ is that included in the £49 coverage, they will also provide gig enquiries for the relevant area that you either operate in or want to operate in. Therefore there is a possibility that they will get bookings that they might no have got a chance of getting.

Simples......


With this type of argument quibling about paying £49 for an insurance policy that can ensure work and possibly getting more work, we have no right to complain about "60 quid Sid" IMHO :confused:

[yourdj]

With this type of argument quibling about paying £49 for an insurance policy that can ensure work and possibly getting more work, we have no right to complain about "60 quid Sid" IMHO :confused:
Your right - they should pay for it themselves :)

I actually just had a look at the £49 site and it seems good considering the underwriting is apparently Royal Sun Alliance.
Paid for it as its pretty cheap. I also have 5 mill with DJGUARD.

I have started looking for another DJ:

http://www.forum.mobilediscodirectory.co.uk/showthread.php?t=27325

[yourdj]

:D :muppet: :D

I only want one not two.

:)

[funksoulbrother]

I think you've made the right descision. The benefit now is that you are well covered, make sure that you mention it on your website as well, you paid for it, now broadcast it ! ! I do.....:)

[StarZSoundS]

The added bonus from AMPDJ is that included in the £49 coverage, they will also provide gig enquiries for the relevant area that you either operate in or want to operate in.

Not too bothered Richard but haven't had a single lead in six weeks.Assumr they let you know by email when there is one??Not moaning cos the cover is cheap....Am I doing it right??:confused: :confused:

[CRAZY K]

Your right - they should pay for it themselves :)

I actually just had a look at the £49 site and it seems good considering the underwriting is apparently Royal Sun Alliance.
Paid for it as its pretty cheap. I also have 5 mill with DJGUARD.

I have started looking for another DJ:

http://www.forum.mobilediscodirectory.co.uk/showthread.php?t=27325

DONT ADD THE TWO POLICIES TOGETHER

IT DOESNT WORK LIKE THAT

:eek: :eek: :eek:

[yourdj]

DONT ADD THE TWO POLICIES TOGETHER

IT DOESNT WORK LIKE THAT

:eek: :eek: :eek:

OK I doubt i would need 15 mill anyway :p

I will join equity next year when both run out. Bit more professional and well established.

[DazzyD]

I think you'll find it's not that easy to join Equity. You have to show you have x many future bookings amongst other things.

Oh, and Equity membership is a tad more than £49 pa! ;) Actually, it's about 4 times that but the benefits are fantastic - especially if you are having trouble getting paid from a client!

We also had a debate about whether DJs are accepted in to Equity (they weren't when I joined and I had go in under the guise of Variety Performer due to my work on a tribute stage show). I asked differing branches if they accepted DJs and, from the ones who replied, not all said yes (although some did). Anyway, that was an historical discussion but just thought I'd mention it!

[rob1963]

We also had a debate about whether DJs are accepted in to Equity

Having read this: http://en.wikipedia.org/wiki/Equity_(trade_union) I'd have thought the answer was no.

[yourdj]

I think you'll find it's not that easy to join Equity. You have to show you have x many future bookings amongst other things.

Oh, and Equity membership is a tad more than £49 pa! ;) Actually, it's about 4 times that but the benefits are fantastic - especially if you are having trouble getting paid from a client!

They have said its ok as I do master of ceremony & compering :)

I would like it for the legal backup.

[DazzyD]

Having read this: http://en.wikipedia.org/wiki/Equity_(trade_union) I'd have thought the answer was no.

I asked several branches and they gave me different answers. I think the national stance is that DJs are still not accepted but some branches seem to think it's ok including one in Wales if my memory serves me correctly.


They have said its ok as I do master of ceremony & compering :)

I would like it for the legal backup.

Best reason for joining, imo.

[CRAZY K]

OK I doubt i would need 15 mill anyway :p

I will join equity next year when both run out. Bit more professional and well established.

You dont have 15M

:Laugh: :Laugh: :Laugh: :Laugh: :Laugh: :Laugh:

[funksoulbrother]

Not too bothered Richard but haven't had a single lead in six weeks.Assumr they let you know by email when there is one??Not moaning cos the cover is cheap....Am I doing it right??:confused: :confused:

Martin, I got my first enquiry emailed to me about 3/4 weeks after joining, I joined in Oct/Nov 2009, since then have had a reasonable number of enquiries, some I couldn't do( but contacted them saying sorry and giving them my website details), the others I have quoted/phoned. After having a quick look at my diary, I've got approx £1800 worth of business from it, so it's paid for itself, well and truely :D

[yourdj]

You dont have 15M

:Laugh: :Laugh: :Laugh: :Laugh: :Laugh: :Laugh:

with different underwriting though if one had a problem with something i could turn to the other one surely which may cover different stuff :confused:

yep not a total of 15 mill but more than just 10mill as i now have two policies with different insurers.
i obviously could only claim on one i assume - maybe not? for example:

I burn down the hotel :p

3 people get burnt but do not die.

can i use the 10 mill to pay for the damage to the hotel
and 5 mill to pay for the burnt people (ie a massive £5mill tub of vaseline or something)?

I would assume not?

or i burn down a big hotel on friday and use the 10 mill :fp:
and then burn down another smaller hotel on Saturday and use the 5 mill.
separate situations?

[soundtracker]

with different underwriting though if one had a problem with something i could turn to the other one surely which may cover different stuff :confused:

yep not a total of 15 mill but more than just 10mill as i now have two policies with different insurers.
i obviously could only claim on one i assume - maybe not? for example:

I burn down the hotel :p

3 people get burnt but do not die.

can i use the 10 mill to pay for the damage to the hotel
and 5 mill to pay for the burnt people (ie a massive £5mill tub of vaseline or something)?

I would assume not?

or i burn down a big hotel on friday and use the 10 mill :fp:
and then burn down another smaller hotel on Saturday and use the 5 mill.
separate situations?

Prat

[CRAZY K]

with different underwriting though if one had a problem with something i could turn to the other one surely which may cover different stuff :confused:

yep not a total of 15 mill but more than just 10mill as i now have two policies with different insurers.
i obviously could only claim on one i assume - maybe not? for example:

I burn down the hotel :p

3 people get burnt but do not die.

can i use the 10 mill to pay for the damage to the hotel
and 5 mill to pay for the burnt people (ie a massive £5mill tub of vaseline or something)?

I would assume not?

or i burn down a big hotel on friday and use the 10 mill :fp:
and then burn down another smaller hotel on Saturday and use the 5 mill.
separate situations?

The answer is -----------------------




















NONE OF THE ABOVE

I need to go and lie down and remember how they proportion the claim--actually Tony Tiger from Essex will remember as he has been in the business more recently than me:eek:

ALTHOUGH he may be tied up sorting out a playlist for a job I have passed him for Saturday night;)