Private healthcare?

[yourdj]

Does anyone have it (ie bupa).

I am getting fed up with my doctors as i get the impresion they fob me off with creams and pills and do not tell me whats wrong with me and what the creams and pills do no matter how much i ask :mad:

I have asked many times over the years to be reffered to a specialist (i have skin issues) and they always fob me off.

Appointments cost money and creams/pills make money i assume :confused:

basically does anyone use private healthcare and whats your experience with it :) I have used alternative people before so thats an option.

[Booche]

http://www.simplexlove.com/herbal-herpes/genesil-herpes-cream.jpg

:sofa:

Cheers Dave :)

[BeerFunk]

It's worth bearing in mind that you have a right to request a second opinion from another Dermatologist within the NHS - your GP can make a referral.

[Vectis]

I've had it for about 20 years mostly through employers but once I went solo I had the option to continue the policy, which I did.

It does make a difference - personally I've not claimed but Mrs VV has - thankfully for a relatively minor thing - and we were blown away by the level of service and speed at which everything happened.

The problem you might find is that with new policies they tend to preclude existing conditions. So whilst you might get cover for new ailments, stuff already on your medical record prior to the inception date won't be covered.

[NKR]

I've had it for about 20 years mostly through employers but once I went solo I had the option to continue the policy, which I did.

It does make a difference - personally I've not claimed but Mrs VV has - thankfully for a relatively minor thing - and we were blown away by the level of service and speed at which everything happened.

The problem you might find is that with new policies they tend to preclude existing conditions. So whilst you might get cover for new ailments, stuff already on your medical record prior to the inception date won't be covered.

Same - I have full familly cover on my day job company policy. Does not cover exisiting conditions and you need to disclaim your medical history. I have only ever used it once and that was to jump the physio que of 12 months to go private and got in within 2 days and was sorted in 3 months.

It is good peace of mind. I pay the familly top up part of mine these days at £30 I month a think and my part is £30 a month covered by company. Its with BUPA these days as far as I can remember.

Note to yourself you could run it through your accounts as a BIC and therefore write off the cost with the exception of your tax on your BICs.

[Vectis]

Note to yourself you could run it through your accounts as a BIC and therefore write off the cost with the exception of your tax on your BICs.

The personal aspect, yes. With a family policy you're expected to divvy it up proportionally according to the number of people on the policy. So mine is just me and Mrs VV therefore I adjust my claim by 50%.

Which is a bit of a con because adding Mrs VV to my personal policy only increased the premiums by about 20% :bang:

[Shakermaker Promotions]

I don't have private healthcare as such (like Bupa) but I do have a couple of policies that cover me.
One is a Hospital Plan and the other is a work thing incase I have to have time off due to illness.

[Shaun]

I've currently gone private for Physiotherapy, after finding out there was a seven week waiting list through the NHS.

[rob1963]

Does anyone have it (ie bupa).

I am getting fed up with my doctors as i get the impresion they fob me off with creams and pills and do not tell me whats wrong with me and what the creams and pills do no matter how much i ask :mad:

I have asked many times over the years to be reffered to a specialist (i have skin issues) and they always fob me off.

Appointments cost money and creams/pills make money i assume :confused:

basically does anyone use private healthcare and whats your experience with it :) I have used alternative people before so thats an option.

If the pills & creams don't work, go back, tell them & ask what other options are available. Also, if they don't tell you what's wrong...ask them!

I don't have private healthcare, but if I was in your situation, rather than going down the private healthcare route, I'd first try changing doctors, having sought advice & recommendations from family & friends.

[soundtracker]

I used to have cover when I was a boy banker, infact it paid out £14500 for my hip resurfacing, which was nice. But at my age its too expensive to fund myself!

[CRAZY K]

Does anyone have it (ie bupa).

I am getting fed up with my doctors as i get the impresion they fob me off with creams and pills and do not tell me whats wrong with me and what the creams and pills do no matter how much i ask :mad:

I have asked many times over the years to be reffered to a specialist (i have skin issues) and they always fob me off.

Appointments cost money and creams/pills make money i assume :confused:

basically does anyone use private healthcare and whats your experience with it :) I have used alternative people before so thats an option.

Yes BUT your first problem is you need to take it out when you HAVE NO PROBLEMS --like I did;)

If you Insure they will exclude your exisitng complaint from the policy OR defer a claim for 2 or 3 years if no recurrence.

Personally I would go back to the NHS.

I would start complaining heavily and raise your voice a bit if necessary to the Doctor or the Hospital, I am about to do that next week regarding an investigation that is taking years--rather than months on myself:eek:

I cant be bothered going through the Insurance because I have a £500 excess and im not terribly unwell.

I need to be very well in fact for my job;)

[yourdj]

http://www.simplexlove.com/herbal-herpes/genesil-herpes-cream.jpg

:sofa:

Cheers Dave :)

Yes thanks for that :p


The problem you might find is that with new policies they tend to preclude existing conditions. So whilst you might get cover for new ailments, stuff already on your medical record prior to the inception date won't be covered.

yes did not think of that.


Also, if they don't tell you what's wrong...ask them!

I have but they do not explain anything even when asked. she just wanted me out the door. I went to the hospital with my girlfriend and they found something minor in an std test. they made me take three big pills and the nurse would not tell me what it is or what it does. Unbelievable.

I have my prescription and i am double checking what it is on google. You never know.



Personally I would go back to the NHS.


I am going to a doctor in poland. i cant understand them but they run every test and spend hours looking in to different symptoms. i honestly do not have allot of faith in NHS unless its an emergency. Maybe i should change surgery?

[DeckstarDeluxe]

One minute your asking about private health care and next your off to see a doctor in Poland?

If your unhappy with the treatment your getting then why not switch doctors or surgeries as been previously suggested?

[Charlie Brown]

I would recommend it! My Grandad swears by it.

The level of service is second to none.

[Jonathan Ford]

With private healthcare, you'll get better meals, nicer furnishings, carpets, a private room....and exactly the same doctors giving generally the same treatment as they do in the NHS. You may get it quicker.

[yourdj]

One minute your asking about private health care and next your off to see a doctor in Poland?

If your unhappy with the treatment your getting then why not switch doctors or surgeries as been previously suggested?

i think i will go too a smaller practice. :)

[BeerFunk]

With private healthcare, you'll get better meals, nicer furnishings, carpets, a private room....and exactly the same doctors giving generally the same treatment as they do in the NHS. You may get it quicker.This is very true. Basically there are two reasons to go private - to get treatment quicker, or to receive treatment not available on the NHS (which a lot of the time tends to be aesthetical).

To suggest that NHS-employed doctors don't try their best, or aren't as careful, is ridiculous.

[yourdj]

One minute your asking about private health care and next your off to see a doctor in Poland?

If your unhappy with the treatment your getting then why not switch doctors or surgeries as been previously suggested?


This is very true. Basically there are two reasons to go private - to get treatment quicker, or to receive treatment not available on the NHS (which a lot of the time tends to be aesthetical).

To suggest that NHS-employed doctors don't try their best, or aren't as careful, is ridiculous.

i will give that a miss then. Health insurance is something i will get though.