Dancefloor insurance?

[DJ Davy]

Hi guys, sorry if this has been done before but I cannot find it using search. I have been booked by a client for a wedding, and she has ordered a dancefloor for the venue. She has just sent me an email telling me the supplying company have advised her to get pli to cover her for any accidents on their floor. Never having experienced this before can anyone tell me if this is the norm? She asked if my pli could be extended to cover this.. I have told her no as I do not want any involvement in this at all.... any information on this would be helpful, thank you in advance!;)

[spin mobile disco]

No its not normal. If the company are supplying and installing the dance floor it is their resposibility as far as I am aware.

[Kernow]

:confused: How can you accept liabilility for equipment which is not owned, supplied, installed nor operated by you ?:confused: I can't see any reputable insurance company entertaining an 'extension' to cover it.
Your only responsibility in regard to the dance floor is filling it ;)

:)

[Danieleastwood.com]

I agree with Spin, if some else provides the service then they should carry the insurance!

[rob1963]

:confused: How can you accept liabilility for equipment which is not owned, supplied, installed nor operated by you ?

Exactly what I was thinking.

:confused:

[DJ Davy]

Right! the adding onto my pli was a no-goer anyway. I know there are a few operators on here that hire out dancefloors... are they on site to oversee its use? Wouldn't think so... I also know some guys reccomend barriers around them to minimise trip hazzard/falling off. I personally think a floor full of drunk people is a recipie for disaster and the possibility of potential accidents high!

[simon1969]

Is it necessary for a dancefloor to be installed?
If it's a decent venue it shouldn't need a dancefloor unless their being flashy!!
As for extended cover never heard of that before advise your client to find someone else if she is insisting on a dancefloor.:)

[rob1963]

Is it necessary for a dancefloor to be installed?


No, although I wouldn't use the word installed anyway.

"Put down on top of the carpet" would seem to be a more accurate description!

[Solitaire Events Ltd]

No, although I wouldn't use the word installed anyway.

"Put down on top of the carpet" would seem to be a more accurate description!

No, it wouldn't.

I supply floors and we install them. That is the term to be used. :)

[simon1969]

Laid then :) it is Monday morning you know!!

[rob1963]

I supply floors and we install them.

Why don't you just put them down on top of the carpet?

:D :D :D

[simon1969]

Why don't you just put them down on top of the carpet?

:D :D :D

:lol:

[DJ Davy]

The venue does have a dancefloor... a very nice one too. My client said to me, I have been waiting for this day for ten years, and have decided I want a white twinkling dancefloor. I advised her last night to go back to the supplier, she has done so, today and they have charged her extra for Pli!!!!

[JTRS]

Hi guys, sorry if this has been done before but I cannot find it using search. I have been booked by a client for a wedding, and she has ordered a dancefloor for the venue. She has just sent me an email telling me the supplying company have advised her to get pli to cover her for any accidents on their floor. Never having experienced this before can anyone tell me if this is the norm? She asked if my pli could be extended to cover this.. I have told her no as I do not want any involvement in this at all.... any information on this would be helpful, thank you in advance!;)

It sounds to me like the company supplying the dance floor are being ultra cautious, as the host of the party she could be seen (especially by ambulance chasing compensation lawyers) as a potential target for liability if something untoward happens.

In the event of an accident, claims for negligence would usually be directed towards the venue, or the person whose equipment/actions caused the accident/injury, however, there is nothing in law to stop the injured party claiming off of the host under 'vicarious liability', 10 years ago this would have seemed ridiculous but not in todays world.

JTRS

[simon1969]

It sounds to me like the company supplying the dance floor are being ultra cautious, as the host of the party she could be seen (especially by ambulance chasing compensation lawyers) as a potential target for liability if something untoward happens.

In the event of an accident, claims for negligence would usually be directed towards the venue, or the person whose equipment/actions caused the accident/injury, however, there is nothing in law to stop the injured party claiming off of the host under 'vicarious liability', 10 years ago this would have seemed ridiculous but not in todays world.

JTRS

Don't understand why floor suppliers havn't already got PLI ???
You would think they have that even just to cover thier backs anyway!!
Reason there is lots of ambulance chasing going on is because of european law there is a pot of money for the U.K. for accident claims thus NO WIN -NO FEE etc!!!

[JTRS]

Don't understand why floor suppliers havn't already got PLI ???
You would think they have that even just to cover thier backs anyway!!
Reason there is lots of ambulance chasing going on is because of european law there is a pot of money for the U.K. for accident claims thus NO WIN -NO FEE etc!!!

Yes I would expect the dance floor suppliers to have PLI, but even if they do have PLI there is still nothing to stop the injured party trying to sue the host, hence why they may be suggesting it to the customer.

JTRS