Well, I'll be...

[Vectis]

House insurance renewal came this morning, so as usual a trawl of the comparison sites, Quidco offers etc. to decide who we'll be switching to this year...

... and no-one comes within £20 of the renewal price :eek:

... even including cashbacks and other "deals" :confused:


Now THAT's a first for me :daft:

[Gareth]

http://www.insurancetimes.co.uk/story.asp?storycode=390367



AXA Personal Lines research shows exaggerated home insurance claims are costing every home around £13 a year on their home insurance premiums.

AXA said it has seen a rising trend of exaggerated claims, while research among brokers shows that 38% believe people are more likely to exaggerate a claim today than a year ago.


Not really suprising in my line of business!

[Vectis]

Which is why I'm still flabbergasted that no-one can beat my renewal price :p

I can't remember the last time that happened :D

[Gareth]

I'm confused lol! Most companies wont be able to beat prices in the current market with on-going fraud issues and the billions of pounds lost by insurers in December due to a weather surge.

As for switching insurers.... although I appreciate that comparing prices and regularly switching insurers can be financially beneficial, providing you do not regularly claim or have had no large losses, you should be ok but to be honest, in the long run your best off the same insurer with a decent level of cover. A lot of policies have very interesting worded levels of cover... :D