View Full Version : pli
flatliners
27-03-2007, 10:38 PM
p.l.i
i have been quoted 136 pounds for 5 million is that good or bad
Shakermaker Promotions
27-03-2007, 10:39 PM
That's about right. Is it with Liability Guard?
DMX Will
27-03-2007, 11:04 PM
You get 10 mil PLI, when you become a member of the Musicians Union. Which (providing you make under £15,000 from music a year - which is probably a yes) costs £125 (a year). Along with that you get various other bits of gunk.
Both Danno (I think) and I (and lots of other DJs) get their PLI cover like this.
More info here: http://www.musiciansunion.org.uk/site/cms/contentCategoryView.asp?category=228
Note: When fillling in the application form you must put "Turntablist" when it asks you which insturments you play to liable. The PLI will cover you for working in an enviroment when working with sound and lighting systems.
rob1963
27-03-2007, 11:26 PM
p.l.i
i have been quoted 136 pounds for 5 million is that good or bad
I'd say that's a good deal. My £5 million PLI costs £165 a year.
Looks like I'm with the wrong company!
DJ Frankie
28-03-2007, 08:29 AM
You get 10 mil PLI, when you become a member of the Musicians Union. Which (providing you make under £15,000 from music a year - which is probably a yes) costs £125 (a year). Along with that you get various other bits of gunk.
Both Danno (I think) and I (and lots of other DJs) get their PLI cover like this.
More info here: http://www.musiciansunion.org.uk/site/cms/contentCategoryView.asp?category=228
Note: When fillling in the application form you must put "Turntablist" when it asks you which insturments you play to liable. The PLI will cover you for working in an enviroment when working with sound and lighting systems.
Yes but If im right in thinking MU dont cover your vehicle its only PLI. Where as Music Guard policy includes PLI and vehicle cover.
CRAZY K
28-03-2007, 08:30 AM
You get 10 mil PLI, when you become a member of the Musicians Union. Which (providing you make under £15,000 from music a year - which is probably a yes) costs £125 (a year). Along with that you get various other bits of gunk.
Both Danno (I think) and I (and lots of other DJs) get their PLI cover like this.
More info here: http://www.musiciansunion.org.uk/site/cms/contentCategoryView.asp?category=228
Note: When fillling in the application form you must put "Turntablist" when it asks you which insturments you play to liable. The PLI will cover you for working in an enviroment when working with sound and lighting systems.
When did this £15,000 a year requirement come in?
Never heard of that before.
TURNTABLIST????
Does that word exist in the English dictionary?
I believe its actually slang.
See this http://www.urbandictionary.com/define.php?term=turntablist
Are you sure you are covered fully as a Mobile DJ and Lighting engineer and I dont mean what someone told you over the phone.
Unless recorded the conversation is meaningless generally.
Reading this "definition" which is rather vague id say you have no chance of being covered as a lighting engineer at all.
I would get it in writing from the MU insurance company.
For a long time I have been unsure whether DJs are covered as Musicians although plenty of people "say" they are covered.
If its not in writing ---forget it---if it is--- post it up on here
CRAZY K
Solitaire Events Ltd
28-03-2007, 09:19 AM
A couple of years ago Alan, I did email the MU about this and did get a reply along the lines that they do cover DJs (and mobile ones), so it is all true!
soundtracker
28-03-2007, 09:29 AM
10 Million PLI Cover £100 per annum, Membership £45 per annum (+£10 admin fee in first year), with National Association of DJs .
soundtracker
28-03-2007, 09:31 AM
You get 10 mil PLI, when you become a member of the Musicians Union. Which (providing you make under £15,000 from music a year - which is probably a yes) costs £125 (a year). Along with that you get various other bits of gunk.
Both Danno (I think) and I (and lots of other DJs) get their PLI cover like this.
More info here: http://www.musiciansunion.org.uk/site/cms/contentCategoryView.asp?category=228
Note: When fillling in the application form you must put "Turntablist" when it asks you which insturments you play to liable. The PLI will cover you for working in an enviroment when working with sound and lighting systems.
Please note the £15000 is TURNOVER not net profit. (and Danno is with NADJ)
DJ Frankie
28-03-2007, 09:33 AM
10 Million PLI Cover £100 per annum, Membership £45 per annum (+£10 admin fee in first year), with National Association of DJs .
This is still a grey area for me though. So basically I pay £100 a year for 10 million pli with MU which doesnt cover my vehicle, I then need to pay another £175 a year with Music Guard to cover my equipment & van plus I get 1 million pli thrown in so now I have 11 million pli????? :bang:
Some one help me here????
soundtracker
28-03-2007, 09:42 AM
You basically need three different insurances:
Public Liability : This covers you in the event of someone claiming against you due to an injury caused by you, or you equipment.
Kit Insurance : Covers your equipment against loss or accidental damage(Some will cover your equipment in your vehicle.
Car/Van Insurance that declares its use for commercial purposes, and states that you are a DJ
In effect you haven't got £11million cover, as you can't claim on two policies for the same incident.
At the moment NADJ can give you £10million cover until 31/7/07 for £50 + membership fee of £55 - this also includes a free subscripion to Promobile Magazine (worth £12 p.a) and access to a local branch for networking with like-minded professionals
DJ Frankie
28-03-2007, 09:44 AM
Exactly, I have got all three with through Music Guard so why woul I need MU aswell??
soundtracker
28-03-2007, 09:48 AM
Because £1 million PLI is not sufficient - go and burn down your local stately home and injure a couple of punters and you'll soon find out!
soundtracker
28-03-2007, 09:52 AM
You get 10 mil PLI, when you become a member of the Musicians Union. Which (providing you make under £15,000 from music a year - which is probably a yes) costs £125 (a year). Along with that you get various other bits of gunk.
Both Danno (I think) and I (and lots of other DJs) get their PLI cover like this.
More info here: http://www.musiciansunion.org.uk/site/cms/contentCategoryView.asp?category=228
Note: When fillling in the application form you must put "Turntablist" when it asks you which insturments you play to liable. The PLI will cover you for working in an enviroment when working with sound and lighting systems.
Having spent 20 years plus in the insurance industry, I can assure you that varying the truth on an insurance application is exactly the excuse any insurance company will be looking for to get out of paying a claim. It just isn't worth it.
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