Van Insurance-How Much? [Archive] - Mobile Disco Directory Forum

Danno13

25-09-2007, 07:58 PM

scoopd

25-09-2007, 08:12 PM

Good point.String would be cheap to insure!

Solitaire Events Ltd

25-09-2007, 08:18 PM

How long is a peice of string??

Seriously.. there are way too many variables to give a pallpark figure

Area you live, type of van, age of van, no claims, convictions etc. etc.

Costs me £1177, but thats cos i'm a boy racer innit...

I can vouch for that...

And one who gets lost in Coventry easily...:p :D

Danno13

25-09-2007, 08:22 PM

LOL! Its not hard to do! I've been there since with satnav, and it wasn't much better!

Solitaire Events Ltd

25-09-2007, 08:24 PM

Don't get me started on sat navs and the midlands...

Steve will make a comment any second now...

Tom

25-09-2007, 08:31 PM

How long is a peice of string??

Seriously.. there are way too many variables to give a pallpark figure

Area you live, type of van, age of van, no claims, convictions etc. etc.

Costs me £1177, but thats cos i'm a boy racer innit...

thats cheap. iv been quoted around the £1700+ mark. :mad: :bang:

and thats with a small 1.7 van standard 1999 reg, clean licence with 1 years NCB

Danno13

25-09-2007, 08:33 PM

Mines with http://www.quinn-direct.co.uk (1996 Transit, 6 points, 0yr no claims), might be worth giving them a try!

Corabar Entertainment

25-09-2007, 08:33 PM

thats cheap. iv been quoted around the £1700+ mark. :mad: :bang:

and thats with a small 1.7 van standard 1999 reg, clean licence with 1 years NCBand how old are you?

Tom

25-09-2007, 08:34 PM

and how old are you?

19. 20 in november

Corabar Entertainment

25-09-2007, 08:38 PM

Tom

25-09-2007, 08:44 PM

Usually insurance for teenagers is more expensive.
(you're all boy racers, inexperienced, not to be trusted.... and being a DJ as well, that just makes you the lowest of the low!!!!:eek: :eek: :eek: )

well i have never had a crash since i have been driving. one person hit me but he was doing about 30 in a car park and blamed me???

and i dont go racing around anywhere. i have music loud but with lebret piecing and heavy metal blasting out i dont think i am chav who mods up his car to race others

so lowest of the low would make me scum???

Solitaire Events Ltd

25-09-2007, 08:45 PM

well i have never had a crash since i have been driving. one person hit me but he was doing about 30 in a car park and blamed me???

and i dont go racing around anywhere. i have music loud but with lebret piecing and heavy metal blasting out i dont think i am chav who mods up his car to race others

so lowest of the low would make me scum???

Chill.

Angela was being sarcastic. That's why the insurance companies load your policies 'cos they think the above.

You must learn to read 'into' posts a bit more.

Corabar Entertainment

25-09-2007, 08:49 PM

Sorry for confusion KMA - I wasn't seriously suggesting you were 'the lowest of the low'. As Darren said, I was just saying how insurance companies rate things: DJs (for some reason) are considered high risk and so get higher premiums than other professions. Same goes for teenagers. Therefore, as you are both a teenager and a DJ............ :eek: :eek:

Corabar Steve

25-09-2007, 08:51 PM

Scum floats, there's plenty below it. Algae, fish, mud, leeches....... :sj:

......................................http://planetsmilies.net/kaos-animal-fish-smiley-6066.gif (http://planetsmilies.net)

Tom

25-09-2007, 08:53 PM

dont worry. its not your fault. my fault. always been on the slow side :sofa:

i did read the thread from the start like most thread i wish to comment on but by the time i get to the end i have forgoten what i have just read.

Vectis

25-09-2007, 08:57 PM

Danno13

25-09-2007, 09:16 PM

DJs (for some reason) are considered high risk and so get higher premiums than other professions.

Not with Quinn.. infact my premium didn't change at all when I tried Police Officer, Driving Instructor, Solicitor and Priest instead of DJ as my occupation!

Corabar Entertainment

25-09-2007, 09:25 PM

You sure their automatic quote function wasn't broken Dan? ;)

Solitaire Events Ltd

25-09-2007, 09:28 PM

Not with Quinn.. infact my premium didn't change at all when I tried Police Officer, Driving Instructor, Solicitor and Priest instead of DJ as my occupation!

I didn't know you'd been a priest Dan? :p

soundtracker

25-09-2007, 11:17 PM

I've told you before Dan- soliciting doesn't make you a solicitor!!!

Corabar Steve

25-09-2007, 11:23 PM

I didn't know you'd been a priest Dan? :p

I thought about becoming a Reverend

soundtracker

25-09-2007, 11:26 PM

What like Mikey????

Corabar Steve

25-09-2007, 11:38 PM

An american church

Paul James Promotions

25-09-2007, 11:41 PM

Don't get me started on sat navs and the midlands...

Steve will make a comment any second now...

The 'Aston Expressway' ring a bell does it? :D :D

Corabar Steve

25-09-2007, 11:45 PM

http://planetsmilies.net/sign-smiley-438.gif (http://planetsmilies.net)

Danno13

26-09-2007, 11:21 AM

I didn't know you'd been a priest Dan?

Yeah.. just after my spell in 'nam... :D

Solitaire Events Ltd

26-09-2007, 12:59 PM

Yeah.. just after my spell in 'nam... :D

What, Birmingnam?:D

Penfold42

26-09-2007, 01:55 PM

What, Birmingnam?:D

:Laugh: :Laugh: :Laugh:

Corabar Steve

26-09-2007, 04:09 PM

You have to have a sat nav there :sj:

Penfold42

26-09-2007, 04:11 PM

You have to have a sat nav there :sj:

You have to have a full tank of fuel as well..................

Corabar Steve

26-09-2007, 04:19 PM

Especially if it's Darren's sat nav. :sj:

Danno13

26-09-2007, 05:19 PM

What, Birmingnam?

Cheltenham... actually :D

jamesh

26-09-2007, 06:19 PM

E-van insurance. Fully comp. Age 39. Full NCB on my car but couldn't use it on my van, so currently no NCB. Peugeot Partner 1.9. Garaged. Me and the Mrs allowed to drive. £185 including breakdown cover. 4000 miles p/a. :o

Yeah problem is according to their information on their website they don't insure Bailiffs, Bodyguards, Debt Collectors, Doormen, Journalists, Motor Traders, Professional Entertainers, Models or Sportsmen...

So not much good for us DJ's then!

Vectis

26-09-2007, 06:21 PM

Yeah problem is according to their information on their website they don't insure Bailiffs, Bodyguards, Debt Collectors, Doormen, Journalists, Motor Traders, Professional Entertainers, Models or Sportsmen...

So not much good for us DJ's then!

Well that's new since I bought a policy in March - ah well. :bang:

flatliners

26-09-2007, 08:39 PM

i am through dna insurance and have mobile disco on my policy and pay about 33 pounds a month

rob1963

27-09-2007, 08:48 AM

i am through dna insurance and have mobile disco on my policy

I guess that means you're on the dna database :eek:

Corabar Steve

27-09-2007, 09:05 AM

http://planetsmilies.net/not-tagged-smiley-11182.gif (http://planetsmilies.net)

PropellerHeadCase

27-09-2007, 09:26 AM

And so the thread spirals out of control...

rob1963

27-09-2007, 10:10 AM

:sorry: :sofa:

PropellerHeadCase

27-09-2007, 10:23 AM

Spiral? Helix? Never mind :bang:

maillme

05-10-2007, 04:18 PM

Hey peps, just seen this title of this - havent had time to read through ti all so sorry if it's already been suggested.

I was having the difficulty of insuring my van, as everyone 'assummed' it was my livilyhood (and i understand it may be for alot of you) however - i was advised to go to NFU Mutual (Yes, the National Farmers Union - they dont just insure farmers!!) - they beat my quote with direct line! You will need to dig aruond their website a bit to get the number you will need for your area.

- No Excess
- I had 1 yrs no claims, they decided to give me 5, and allowed me to protect it
- £25 if my windscreen needs replaced
- No call centres, real people!

A few pointers:

- They dont insure you in big cities
- You need to be at least 25
- less than 5 points

As i say, may not be the best for some, but give them a try :)

Neil

Tom

06-10-2007, 01:55 PM

- You need to be at least 25

5 years to go then :D

PropellerHeadCase

06-10-2007, 09:44 PM

- No call centres, real people!

I think you're confusing the idea of a call-centre with IVR (integrated voice response) systems. Call-centres, by definition, are real people ;)

Corabar Entertainment

06-10-2007, 11:30 PM

Call-centres, by definition, are real people ;)Are you sure about that? I'm convinced they are populated by robots! :p :p :p

PropellerHeadCase

07-10-2007, 06:50 AM

I didn't say they were real clever or imaginative people ;)

shinediscos

23-10-2007, 01:38 PM

I managed to get myself (4NCB) and my DJing partner insured on a 1.9D fiat Ducato van for around £600:D ....... tho i had been quoted upto £1500:bang: !!

It all depends how hard and far you a want to look around!

lanks

www.shinediscos.co.uk

mb3

31-10-2007, 02:53 PM

I found I got the best deals on the web...

"W" Berlingo van, intro bonus (keeping car which has full ncb... given intro bonus on 2nd vehicle) £301.

My car... Mercedes SLK, garaged & tracker, full ncb, fully comp, £208. High street broker wanted over £1000.

Don't pick the first price you get offered, and make sure that you put your phone number on the forms... twice now I have had phone calls offering a better deal after a few hours.

Probably the best deal was my daughter's boyfriend... age 18, just passed test, "S" Berlingo van, no ncb, £380 fully comp. Local broker said £2500+.

Not a bad deal for my daughter, either, age 17, still learning, "03" Corsa diesel, just under £600 fully comp.

A few years ago I had a BMW M3... very fast car... group 20. The high street broker said £4800 with full ncb, tracker & garaged overnight. Tesco said £690. I sold the car while I still had a licence....