Card Payments

[Mayhem 1]

Hiya folks hope you are all well.

I wonder if anyone can give me any
recommendations/advice on the mine
field that is taking credit card payments.

I am getting more and more customers
asking to pay deposits on their card rather
than PayPal or even BACS transfer.

My only reservation from searching the
web is the costs of having a terminal.

So, for those guys who do take card
payments can you please pass on any
advice.

Many thanks in advance chaps.

[surround sounds]

I have a natwest business account and i went though them with worldpay.
I use phone, ipad or laptop to take payments..
You get the normal charges like 45p for a debit card and around 2.2% for a credit card

[Excalibur]

This may be of some use to you, if only to tell you what not to do.

some related reading.

[Mayhem 1]

Thanks chaps

[ukpartydj]

I am getting more and more customers
asking to pay deposits on their card rather
than PayPal or even BACS transfer.

Normally your customers have the choice of paying by card if they don't have a paypal account if you set up a proper payment page on paypal, the charges aren't nice but it's the simplest way I know.

[mattydinx]

I'm in a similar situation. Talked to a rep from CardSave about getting a mobile chip and pin device but at £25/month + Fees I think it's a bit steep.

Came across this the other day - I'm tempted!

https://www.izettle.com/gb

[Vectis]

Not sure izettle allows CNP transactions though

[hammy]

Not sure izettle allows CNP transactions though

What is a CNP transaction please Martin, I have signed up for IZettle.

EDIT: cardholder not present. Yes it does as it gives you a manual entry option, I enquired about this as most of my computer sales are from highlands an islands.

[Corabar Entertainment]

In their Q&A, they repeatedly say that you're not permitted to use it when the cardholder isn't present / can't use for telephone transactions, etc, so whilst you physically can, you're not allowed to

[Andy Collins]

The card holder needs to sign the screen with izettle, and you can only take visa payments by obtaining the clients phone number where they have to follow a text message link to pay